In a semi-war zone less than 1.5 miles away from historical downtown (sure to be gentrified in the future)Listed at $94,900Looks like a full renovation needed (50k Maybe 🤔)Latest assessment $111,510 (local assessor site) Appraisal $159,300 (local assessor site)Owned by Federal National Mortgage Association (that has to matter) I have about 10k to invest and credit score it is around 655Current official income is low.

Have they had any special assessments in the last few years?  

Those who've been there and done that are in a good position to assess others when quietly developing their A, B, and C candidate lists of who to consider doing business with in the future.

Find a professional AL who can assess the full damage and give you a price to fully remediate the problem.

So then all you have to worry about is having trustworthy people to work with and find the properties and assess for you and all that jazz.

But I feel I would benefit from the counsel of a kind of overall financial adviser or coach who might be able to spot gaps and give broad advice based on assessing my overall financial picture.

Have a contractor or plumber look at it with you to assess whether you have a cracked sewer line.

You need to add a qualified experienced GC to your team, someone you can rely on and call on short notice to assess potential properties.

That will help you assess future deals.

You would need to have a fairly accurate assessment of how much you would need to spend on it to bring it up to retail After-Repair-Value (which you would then subtract from $175k).