I tried, before the crash, to take 80% equity out to buy another unit but had zero luck at securing traditional funding through a bank.

Home prices in Fayetteville are quite a bargain when compared to other areas of the country. 

Any traditional lender is going to require that you have capital of your own.

I'm a big proponent of very specialized 1st position Heloc that has the staying power more similar to that of a traditional mortgage.

An IRA can only be funded in one of the following methods:Regular ContributionIndividuals who have eligible compensation (generally earned income) and meet certain other requirements can make regular contributions to Traditional and Roth IRAs. 

@Joe AbughazalehI understand that the interest will be higher then traditional type of lending.

I am not sure how MB would compare to downtown. 

For all those using their own experiences, and their own markets, and trying to compare that to any other market (like Austin)...you can't do that. 

Investors are jumping in and snapping them up fast because compared to most other large cities the prices are very good.  

At this point my partner's equity would get a little smaller each month compared to mine as I put all my profits towards the faster pay down but they would still be making enough to live comfortably until the 1st property was completely payed off in year 10 and cash flow increased from ~$120k to ~$228k.