On a $290k loan, I would want my buyer to have more skin in the game than $15k.What would the tax implications be if she refinances or pays off the loan early?

You will need to get an attorney to draft proper documents which will include information about what it is you are doing.raising money today is challenging as people are losing money in other deals and hesitant to go into new deals, especially for newer sponsors or sponsors without a lot of skin in the gameit can still be done but you need to have rockstar sales people.

It gives them skin in the game, helps them learn the common terms and speak your language.

Previous landlords...be careful...many will give a glowing reference to get rid of a bad tenant. 

Investors have a problem when the owner of the project has no "skin in the game" (I know, cliche right).If you have nothing to lose then you are much less likely come to the table when something goes wrong.

The cheapest livable house in my market with plumbing is over 100k, so this is not market specific advice: Don't do a deal without skin in the game.  

They have more skin in the game then you do.Make sure you get clear title.

I can only speak from a lender's perspective, but we're going to want to see some "skin in the game" from the borrower.

You have to have skin in the game.   

But just because there are other ways to skin a cat doesn't mean this is a bad one.