You'll need to check with whoever you have your account with and see its the same, but mine offers two different max payback periods, 5 years and 15 years.

The only downside to that is that if you buy with cash, you have more leverage to make aggressive offers, but you'd have to wait the seasoning period to do your cash out refi.

Waited the 6 month seasoning period to do a standard cash-out refi instead.

The previous tenant was a hoarder which caused the unit to be badly neglected for a long period of time.

However given the upcoming presidential election and all of the uncertainty I believe there will be substantial volatility through that period.

I tried for another few days (before the pay and quit period was up) to contact person with no response.

Specifically, I used LinkedIn Sales Navigator (month trial) to connect with many local agents, wholesalers, investors, and various other REI professionals.

I'm in the process of doing a refi and have my rate locked. Every time I get a revised estimate statement during the underwriting process, the points have changed. They were initially 1.5%, a week later .5% and now .9...

@Dean Carter The issue is there’s tons of unethical & uneducated wholesalers in the market doing full 30 day or longer periods not to do due their diligence, but just to market the property for potential end buyers, then they just walk away the last minute before closing because they can’t find a buyer & don’t have 2 cents to their names to ever close, or get funding.

If you buy with cash, there is no required waiting period to get a mortgage after the purchase (google the "delayed financing" exception).