Agreed with you in that if nothing needs repair or replacement, then everything should be OK (except from excessive wear and tear/tenant damage, which at 172k puts you C or B class in South Jersey, and comes with its associated problems).I did a year review analysis on a thread -- it was the saddest thing ever.

Finding out at this late stage is pretty sad.

You may wish to confirm that the new 401k provider will handle the ongoing compliance support such as any required 5500 filing (e.g. 5500-EZ for a one-participant plan with assets in excess of $250,000), any required tax reporting (e.g. 1099-r in the event of a distribution or in-plan Roth conversion), mandatory plan updates and amendments, etc.4.

Would a loan officer mind talking to me even if I'm not quite at the stage of considering to buy yet?

This property is in the final stages of rehab, and we are hoping to have it refinanced and leased in the next 30 days.

At your current stage, you have some experience as to what to do and how to do it to make some cash-flow happen. 

You should be able to try and apply for the PPP loan, with it being this late in the stages of COVID-19 there maybe still some banks giving them out; however, many banks have stopped giving out the loans due to funds from the FED coming to a stop. 

The option of selling now and buying ASAP has come up but this would put other constraints and stress on us that I think would be just as if not more difficult (stress of prepping, staging and showing WHILE residing here, which means moving all our stuff around for paint work, carpet cleaning, etc.

I don't want to dismiss the saving, learning and planning stage but I do want to encourage you to get hungry to start.

Bank of China alone lost in excess of 1,4 billions.