I’ve read rich dad poor dad, but want to read more real estate investing books.

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You see, this (retired) couple is very poor, owns the house outright and can barely afford the taxes on the property, as it sits.

That being said, I know of plenty 4-unit properties for sale in that same price range that are in C-D areas so $1.1M in an A area sounds like a slam dunk but I'm sure its been on the market this long for a reason - i.e. poor interior condition, non-cooperative tenants, title issues, etc.I'd be happy to help you look into this deal a little further.

You might be asking for the wrong loan product, I am working with portfolio lenders. 

Here, you can find all the lenders in your state who have closed this loan product, and how many they've closed in the past 12 months.

Pretty cash poor right now since my fiance and I are saving up for a wedding, so I figured I would put my equity to good use.I have zero experience in rehabbing so I will most likely be looking for a turnkey property to rent out to start.

I've had some pretty poor applicants apply, low credit, history of defaults etc etc.

That said, if you have a loan product with an interest only component that flips to a fully amortized rate, yeah, there is a direct correlation to default.

Demand in the market can be influenced by job growth & net migration, industry breakdown of the market, new product coming online, landlord/tenant laws, and many other factors.Location - is it in a good or bad part of town?