So, on top of having a foreclosure on my credit, plus over 12 months of late payments on both 1st and 2nd's, I don't even have credit cards to fund any of this, much less loan possibilities of any type.

Read the cards, the Weji board, or whatever else you might wish to but each year will have different opportunities for you IF you read them correctly.But why wait, start NOW!

This is the exact excuse that Credit Cards companies use when raising the rates!

(Yes, it a long name for a game, and yet it seems to be true)Take the credit card companies' game which we often complain about in this forum, add to that the cell phone companies, the cable companies, the wall street wizards ("You could never understand what derivatives are"), the predator lenders, the greedy politicians.It is all about grab it now because it will not be there tomorrow and that part may be right.

If my credit card balances were not so high, I would probably have great credit so I am fortunate in that respect.

My company is:Black Shield, LLCUnder it I put "A Real Estate Investment Firm", on buisiness cards, letters, etc.So you can always add a description

Does that include start-up costs too (legal fees, business cards, etc)?

As an investor I've always shunned the practice of putting my pic on a biz card.

I have about 50k available on Credit Cards, can I somehow pay for rehab costs on my own and get reimbursed with the refi so I'm still only out 20%.

Get A $10,000 Unsecured Credit Card.