That's a constant that won't change but over time and that is only IF you refinance it.With that being said, your income and savings is sufficient for a number of strategies.

I constantly search using keywords to find potential deals.

(in fact we stole it) & our youngest will live there & run it.At this stage (of our lives) it's the challenges & winning the bid(s) that make life interesting & the constant cash-flow provides for a heck of lot of security. 

I second Jon Holdman that an steady income stream is really helpful in starting in real estate unless there is inherited wealth to work with in the start up phase.

This is a constant tradeoff that is hard to manage.  

Purchasing the MF prop @Ned Carey mentioned to use as a base of operations and an income stream would be an excellent first step.  

His system will provide with not only the knowledge but the mentorship, constant coaching, follow-up and continued education that other boot camps neglect.

What I don’t understand is investing in something I won’t benefit from for another 34 years… Its feels like I'm choosing between investing in an income stream now (and going forward) vs. investing in an enhanced lifestyle for the last 10-20 years of my life.Any thoughts are appreciated. 

The small regional banks are always pushing 5-year bullets and trying to sweet talk you into that with a 20-year or shorter amortization and high constants, but you can find 30-year money if you know where to look.  

I don't like to feel as if I'm constantly asking for help without giving any in return.