The lien should not effect the mortgage rate but the lender will more then likely require it to be paid off prior to or at closing and get a lien release that can be filed along wit the mortgage.  

The other thing is that your equity in your home always becomes less valuable/effective over time.

There are other location selection criteria, but price and rent growth is number one.Rent and Price Growth Rate - Inflation is constantly eroding buying power; each year, it costs more to buy the same set of goods and services.

I would also add that the furnishing will have a direct effect on your returns.   

Since there are thousands of numbers, I want to be as efficient and effective as possible so I can go through many phone calls. 

I think it’s called form 1000https://guide.freddiemac.com/c...For example, if I’m purchasing a property where monthly PITI is $1,000 and monthly rental income is projected to be $1,100 does my “income” part of DTI go up by $100 and effective improve my DTI to qualify for the loan? 

How does Bigger Pockets select the real estate agents that they recommend working with?

If so, you can give the notice before the end of Nov and make it effective on February 1st, 2022.I always recommend giving proper advance notice and raising the rent on the Lease anniversary every year.

I wanted to check what effect the existing availability of homes will have on current multi-family rentals like the duplex in question.

Select one.3.