I don't make a bunch of low ball offers on retail deals, I find DESPERATE sellers who are selling at a huge discount.Good Luck,Mike

I'm not talking RE investors, I mean people in the community that have money earning very low interest rates in CD, IRA's or savings accounts.

I am thinking of targeting certain neighborhoods, ones that have a low enough FMV so that rent can more than cover the existing loan payment, and placing bandit signs, as well as sending direct mail postcards, and/or placing flyers on doors.

Install central air in a low income, section 8 rental?

They say that My income is too low .I.m a contractor and I can't verify all of my incomeI'm looking at under valued fixer uppers under 250K

One problem is, mortgage companies don't want a low mortgage loan sometimes...not worth it they say.

A very close friend has 16 rental homes here in the area, he says vacancy is 100% all the time (never shortage of tenants) low turnover here, and low expenses.

I did some mountain biking there a few years back, just amazing country there.As to not being a good time to get into Real Estate, it doesn't matter your background everyone knows to buy low and sell high.

Does house insurance normally have a high or low deductible?

I would NEVER spend $7,500 on a kitchen in a low income rental.