If you invest in a place that has good cash flow in year one, but it never appreciates then you will regret the decision by year 3 or 4, and like @Becca F. said: your returns will be diminished by increasing expenses. 

It looks like 1099'ing people is an option if I get WC insurance, but it causes a problem because they would not be covered under my policy, even though it is required by law.  

Apparently I can't ask for the F word Help with out it being looked at as Soliciting????

@Matt F.

Thank you @Colleen F. - No the people are not tight on money.

Thank you @Scott Johnson, @Richard F.

@Jill F.

Quote from @Colleen F.: @Fllnids Agg  why do a hot tub when adding a pool heater will do. 

Maybe fence it off and make a garden.Feed you family free fresh fruit and vegetables (organic), sell the remainder on the roadside (pumpkins in October, melons and corn in the summer, peas, green beans, radishes, green onions, carrots, etc...).Sell from a trailer.Use the money for a family vacation.Teach the kids about business, pre-planing (planting hoe-ing gathering), and profits.Just my 2 cents.

Half-a$$ing a renovation will cost you more in the long run.