I have recently set up with a private lender, and had problems with my existing insurance company.

Unless one has a significant cash reserve or Private Money, Hard Money is the default route for Fix and Flip.

I have some contacts for private and hard money lenders, that I got from my local REI meetings, but I haven't reached out yet because I don't have a property to pitch them at this time.

Hello,I came across an opportunity in Texas to purchase a large residence with an additional large "guest house" - separated privately by two, 2-car garages. 

The Private Flood Insurance markets don't usually do this however that being said all flood policies can skip over the waiting period if there is a loan closing so for your instance once the property transfers ownership on the closing you will have coverage if the agent set it up that way.

I have did a title search on the property and it does appear it has switched hands to a private party in OctoberAfter I approached the, "Assignor," I informed them that I had cash, and would like to move forward with purchasing the property; however, it seems like he is dragging his feet.

Plenty of private lenders who can refi into an LLC for you.

@Carlos Garcia If you were willing to take 60% -75% LTV you could get a rate somewhere around 3.5%-4.5% even with a low doc private note fixed for 30 years.

You need a commercial / private lender.

So, I’m thinking about finding a private lender to give me a loan based on the equity of 2 of the other houses.