They are usually a little higher, i have gotten them at 4.25% and that was at the end of January. but some commercial loans are set different than a traditional loan, where the rate is locked for 5 years and then can go up, unless you refinance to a conventional mortgage at that time.

Converting your term policy to some type of cash value would be poor financial choice, your premiums could easily increase 10-fold for the same coverage.You can use your Roth and Traditional IRA (and 401k) to setup and moved funds into self-directed IRA, which would give you the freedom to invest into any investment opportunity. 

I've bought a few REO's and I would recommend on overseas investor stick with a traditional purchase with inspection.

You can sometimes use traditional financing if the property will be owner occupied.Good luck on your journey and I hope this helps.Ed

If anyone has used both, I would love to have any feedback on both platforms, the do's and don'ts, or even thoughts on pricing of these type of platforms. 

Is it me or are those numbers off compared to the traditional way of how to classify apartment buildings? 

All I need is solid traditional financing tools, no hard money but would like investor friendly.Thanks!!

@Brandon Ribeiro since you've only been working for 3 months you won't be able to go the traditional financing route because lenders need a minimum of 2 years tax returns in order to come to an accurate assumption of what you can afford based off your stated income/debt/assets.

It is a tax deductible and tax free account (sort of like a traditional and roth ira) that can be used to pay for medical expenses.  

I'm, not sure how to pose this question either but here goes...I recently used a cash-out refi to purchase a SFR rental property for 100% cash but I am now wondering if it would have wiser to buy it using a traditional mortgage from a tax perspective.