Something besides primary living space for human beings?

Oh the humanity!

This niche area does not have alot of recently sold properties and the ones that have sold are condos in high rises not single family dwellings. 

This cuts down the human error element to it.

Coverages with 1% deductible with insurance company called "ASI Lloyds"-dwelling: 120K-other structures 12K-contents coverage 5K-liability 300K-loss of rents 24K-medical payments limit 2.5KWithout liability coverage quotes are between 550 and 700$/year.

(ii) Exception for home loans Clause (i) shall not apply to any loan used to acquire any dwelling unit which within a reasonable time is to be used (determined at the time the loan is made) as the principal residence of the participant.

Having a human element to the screening process is a bit comforting for me as a landlord. 

I am considering trying to use some of my winning personality to maybe sway their opinion, but am not sure the effort would be worth it.the officer told me that the previous owners idea of subdividing the property wouldn't fly and also told me that the foot print cant be larger than 65% of the property. if I am to build one building, the exterior has to be built to make obvious the fact there are four dwellings there.the officer seemed quite excited about my plans, don't know if that meant anything, but it made me feel good :)My plan has evolved to building two side by side, top and bottom , duplexes. 

My personal opinion and I could be wrong here, is that there is little incentive for property managers to preserve the human capital they have in their tenants.

Being a human with a heart is not a bad thing.