So, for example, you could refi $75,000 for 10 years at 5%, you can usually get the interest amortized over 20 or even 30 years and have a reasonable payment each month, but still only have a 10 year loan period.

This is just one example I've looked at.

I really like that apps have email addresses to enable integration, for example Vumber.   

If someone comes to me, I'll send them your way.If you need help in your search or want to verify something don't hesitate to ask.For example: I have clients worldwide and things are just as easy as I e-mail them, talking on the phone.

Can anyone give me an example of a 5 year, 10 year, and 15 year plan that would be viable for me?  

While I was reading them for some late night sleeping material I saw that they actually provide an example letter to send to a tenant stating that you will not continue with a month to month lease. 

Account Closed   Yes, one can buy a house in San Diego for less than market value (use $450k as an example), pay to improve it and flip it for a profit ($535 maybe) or keep it as a rental ($2300 plus or minus).

For example, you set up key word alerts. http://www.biggerpockets.com/alerts

For example, you set up key word alerts. http://www.biggerpockets.com/alerts

They were like 3-4 years behind.In your example if that was the case you'd be closer to $20k.