The earlier you recognize this, the better off you will be in the long run Exactly this is the kind of borrower that is a freaking nightmare and I personally would not even engage or write them back..

Remember You have no control over the owner downstairs and I would report it to the association that it’s undetermined on the cause needs to be determined.

And I dedicate equal amounts of mental time and energy to either consideration, the appropriate amount, ZERO.

Heed my advice and I won't read about you in a newspaper.  

I have an opportunity to build mixed use apartment and I want to get an expert thoughts on the projections and what should I be spending on construction to make this project profitable.

May not have as much cash flow but equity would be there.Also you make your money on the overall management of the asset, from the due diligence from the beginning through proper management and exit.I also agree that there are properties that I have had people want to give me and i have said no.

I do this everything and I can say it has tremendously impact my value. 

My family and I are looking to move between January- April of 2025 and we bought our current house pre 2020 so we have a large chunk of money in equity, we really have 3 options on our plate.

This new property is vacant and I will be putting it on the market once we close.

Everyone is always trying to find where their advantage is, and I think you have yours with your experience, day job and family connections.