I have tested both, and found that the furniture is not worth it unless you are going to go all out (think interior designer) and that just is not worth it for one house.

Not knowing who your HVAC person or firm is up here, I'd be very curious as to IF the city of Milwaukee DNS (Dept of Neighborhood Services-where all of the inspectors, city planners, etc work) or even the state of WI in any capacity has any other suggestions OR if there's any outside chance that when someone mentions "yeah, we're going to replace the current central heating system (which I'd sure as heck assume must be gas or MIGHT be still heating oil if it was never retrofitted or replaced since way back when) with electric baseboard heat" if they're going to suddenly have steam pouring out of their ears or some other cartoon character type reaction, because as I'm sure everyone knows, it gets damn cold up here every winter (especially compared to Cape Coral where it is warm enough to have all of those canals all over) Not only is electric heat WAY more expensive than gas heat now, IF the new EPA regs that are blatantly designed to make life hell and skyrocket bills for states heavily reliant on coal for generating electricity (like here in WI!)

I don't think there's much one can do to change that mindset, but allowing emotions to cloud judgement and engaging in less than professional correspondences will only perpetuate the myth of the "greedy, evil, rich landlord".

Hi guys,  I'm looking to engage some hard money lenders to refinance my portfolio of SFR's that are held in cash (I'm looking to do a loan of $400-$500k on a 30 year fixed rate).  

I've been following some of the discussions on the forums and I'm impressed with the engagement and productive discussions that have been.  

However, Solo 401k is designed for owner-only businesses, therefore if your business will have full time employees (part time under 1,000 hours per year is OK) - this option will not work.

I can only speak for myself and not anyone else, but here are my thoughts:Some of the things that make Germantown great are its diversity and its very active and engaged community.

I did the same thing now I read everything I can and try to design something for any problem that comes up.

ENGAGE them.

Spend some time every day on Bigger Pockets by connecting with “colleagues,” perusing blogs and videos, and engaging with others on the forums: http://www.biggerpockets.com/meet9.