I told her we didn’t submit an offer with those terms and if we want to change it then the offer has to be changed and re-evaluated by the seller.I get her perspective, i want them out but don’t see a way to do this easily or smoothly.

I am in the process of evaluating different financing options and am having trouble understanding the rules for owner occupied loans.

Just some things to consider when evaluating the pro's and con's.

The struggle is REAL for new investors trying to grow a portfolio with a W2- it can be really slow to start for a couple reasons:- As @Brian Gerlach mentioned, lenders typically only credit your income with 75% of your rents, so keep that in mind as you evaluate possible new properties. 

Okay, the way I make the evaluation:1.)

They evaluate each property on it's own merit. 

In the event we are unable to sell the house and need to BRRR, what does the cash out refinance lender use to evaluate the loan?

If you are just getting in you should take a step and then evaluate how it's working out before you put all your capital on the line.

How do you evaluate these (NOI, Cap Rate, Zoning)?

Hi All - I will keep this facts only with bullet points:
Currently on a 30 year fixed at 3.5% that began June 2016 - I owe 546K and change. New Loan is at 510,400 (Confirming limit for county) - 30 year fixed rate o...