@Brian Gibbons thanks for that video and @Jon Holdman I appreciate the in depth explanation.

Hopefully @Ned Carey's explanation helped.I think you're getting confused by the two different mortgage involved.

in your agency agreement, you may want to add verbiage like "this agreement is valid only for properties actually shown by agent" or you can exclude a geographic area like a zip code, or wherever you are marketing.

If the landlord does not return the deposit, or if he/she doesn't include a written itemized explanation of the deductions, then the tenant can take the landlord to small claims court and get back double the deposit plus $500.To the second part, yes the landlord would be required to store and care for the property for 28 days.

As far as assigning an explanation for the lenders behavior I seriously doubt It has anything to do with your employment, they are just not that sophisticated.

But, I'm not totally writing it off, but I'd investigate this more, explanations from the employor, what ties did you have in the community where you purchased the house (?)

Besides that and the letter, I don't know of another way, then again I'm not a zoning expert.If you're looking for more information about the zoning codes, I would start here - that site has explanations of the zoning codes with drawings. 

Few geographic barriers to economic development5.

I have seen plenty of examples of deals, but without much explanation to the why they are structured in such a way.So to keep this simple, can anyone share their experience receiving loans from family members for financing properties?

Your statement of intent to occupy as primary and a detailed explanation that you are moving for safety reasons should be sufficient to the underwriter.