I picked 25 years, because that would be the ideal time for me to retire, but i plugged in for 30 years. 

My company matches a 75% contribution up to 6%.

This would be ideal obviously. 

Looking at the assessment the complex is low on funding:562,979 Current Reserve Cash1,854,615 Ideal Reserve BalanceI have not asked for historical P&Ls or Balance Sheets however looking at the assessment I feel as if I need too. 

The ideal first investment property would be a multifamily which I can househack...however, my constraints for that would be within the area bounded by the highways 35, 75 and PGBT (slightly outside is fine too) due to my work commute.

Who's your ideal tenant?  

If you are hoping to buy lots of rentals it would be ideal to start a relationship with a local lender.  

BP is no match for a good REIA for local help, what works, what doesn't, what zip has died, what city block is next to get hot.  

I have flagged Walla Walla as my ideal place to invest.  

I was hoping to get some direction on the best way to obtain financing that would: Increase the likelihood of getting approval ( recent grad however I make a decent income) , wont ding my credit too much (I would ideally try more than one institution to get the best deal).Some things I am considering:1.