Thing is, there seems to be diminishing returns as to how much money you save the more money you put in per month.

Was amused to see your instructor of a "Financial Planning" class take such a view of the Interest Only Option since it is a financial "tool" that can be useful to some people and should in fact be considered by some individuals to accomplish their "financial planning" goals.A few of the valid reasons why one might choose an interest only loan would be: 1) for an individual that has uneven income such as commission based or one that receives occasional large "bonus" checks that could be used to pay down principal.2) For one that is confident they will be making significantly more income in the future 3) One that truely has a plan to invest the savings in something that offers a higher return than would be realized in paying principal on a mortgage 4) possible tax benefits to one that needs the highest interest deduction to reduce their tax liabilityAlso, most interest only loans "recast" each month, meaning you only pay interest on the AMOUNT YOU OWE.

This book gives you all the ins and outs about lending out your money for great returns - usually 12 to 15%!

I love this site I have recieved valuable information from here and I am hoping to be able to give some in return.

after that's out of the way, i'd like to jump back into the REI educational process and start buying more for the return/income stream.Can someone point me to a forum or a book to read that can help me with such a basic transaction?

Remember using OPM increases leverage and the more leverage you have the higher your return can potentially be.

Texas will be a great place for rehab investors since they can increase the value of their investment while making a good return on the leasing.

* No tax returns required * No income verification * Unrestricted cash-out * Loan amounts under $1 million * Secured on commercial properties like multifamily, mixed use, warehouse, office, retail, industrial, automotive, special use and more * Several affordable payment options * Automatic payment options – no more writing checks * Fixed or adjustable rates * 15 to 30-year amortizationWe Can Provide Financing For A Wide Variety Of Properties.Use the expertise of our real estate professionals to determine the proper value for you and your clients commercial property – and take advantage of the simplicity and speed of our programs to simplify financing.

You need to put down 25% and get a mortgage under 3%.So... if you don't count your 'use' as a significant 'return' - this is a total loser, right?

Hello ReelDawg and :welcome: Good Luck with your return to RE.