But that's rare, and hell, we saw 13% appreciation from last July to this July. 

Agreed with Amberly - Modal has some great units and is based in Utah (modern style) while Meka has the same modern feel but is customizable (very rare in the pre-fab/panelized world).

There are many options for maintenance and repairs that are rarely discussed or presented in a comprehensive way at the first or second contact.  

I haven't had it happen personally, but I am led to believe that some banks will combine very small deposits on their statements. 

That's very rare and if you find it it's going be something highly speculative (so not a fit for the vast majority).

If you can find a JD/CPA that is a very powerful combination. 

Perhaps my lack of clarity on the issue comes only from the accountant and attorney around me talking about selling mobile homes (which we do rarely and not for much direct profit).

In cheaper markets like Cleveland you can find properties that meet the 1% rule all the time, they will cash flow, but they won't get much appreciation (except for rare markets like 2020/2021).

The terms aren't spectacular, but in reading these forums, it appears that it is rare for HML to fund a first-timer on his own.  

With the SF Contact Manager system you can integrate Google Apps for Business and combine the power of gmail straight from the CRM.