Is there a company I can go with to take a loan out against my 401k as I have 2 from previous employer I need to combine to a new one which would be helpful if I could use that to pull cash against. 

In our co-investing club, many members have invested in mobile homes, and I’ve personally invested in land, having both together can be a powerful combination.

And was the potential combined rental income of both units considered in the income approach on the appraisal or just the main unit?

Some will do some combination of any of the above. :)Anyways, in many cases, rehabbing at a distance is going to cost you a bit more. 

I currently earn about $92k, so once we’re married, our combined income will push us over that limit and we’ll lose eligibility. 

Multifamily properties like duplexes, triplexes etc, can help by reducing vacancy risk and boosting income.In markets with strong appreciation, true cash flow deals are rare.

"I focus on working directly with property owners by becoming their last tenant — basically combining the role of tenant and property manager into one.

Say the purchase price is $100,000Rent: $1000Taxes: $157 (both county and ISD combined per month)Insurance: $94 (Travellers, im sure you could shop around and do a bit better)HOA: $200 (includes pool maintenance, water, 1 covered parking spot, and exterior maintenance)Cash Flow: $548Another option for better cash flow would be going to Midwest in a city like Toledo, Ohio.

Our strategy combines buy-rehab-rent-refinance-repeat (BRRRR) fundamentals with a community-driven investment approach, enabling everyday investors, including those in Canada, to access U.S. real estate opportunities with greater simplicity.🔑 Current Goals:Acquire and stabilize 4+ units by year-end through value-add duplexes in Cleveland.Expand our turnkey investment model for Canadian and international investors.Build partnerships with other investors, lenders, and operators who believe in sustainable, win-win real estate.If you’re an investor, lender, or fellow strategist looking to collaborate or share insights, I’d love to connect. welcome

Looking at a lot near a small downtown area that are two tracts combined.