Not a whole lot since the markup is so tiny.

@Nicholas SchwarzNatural (market) appreciation/depreciation mostly does what it wants based jobs, area growth, economic factors, etc..."

All in all, though, that 10K represents my out-of-pocket with everything factored. 

This property is a cabin, but doesn't qualify for traditional lending, as it's a sort of tiny home /park model built on a chassis, however we would own the lot.The current owner states 2019 rents were about $10k (via VRBO, AirBnB, etc).

DTI is not a factor with income property.

You'll have drywall cracks, so you should factor in drywall repairs and repainting. $$$4.

There are a lot of factors that come into play with determining what your rate is going to be.

Meaning, whatever that new payment will be needs to be factored in to your loan prequalification.

There are a few factors to consider. 

The owner-occupied portion of FHA is definitely a big limiting factor when looking for mulit-family properties in my opinion.