You don't have down payment funds so that rules sub-to out.Sub-to is when you take over her payments on an agreed amount of terms & price WITHOUT her original lender getting involve(similar to seller financing).

While not every client and company are ideal for each other, common business sense is to always be friendly, even if you know from the start that the individual you are talking to is not a good fit for your business.  

This is not necessarily bad, as the software is capable of a lot, but it does mean that it will take some time to get used to. 

Because a Sub To is a violation of the note and DOT and I subject myself to fair lending and UDAAP scrutiny by not enforcing the note.

They might even have a few burned out landlords that you might want to talk to.

You didn't mention it, but what I'm not seeing $$$ dedicated to is FURNISHING the property.  

. - I believe the program you are referring to is the the Cook County Affordable Housing Special Assessment Program which has two main tiers.

I can also change the temperature from my recliner, which was great this past weekend when I had a guest keep putting the AC to 65 despite the sign saying that was below limits (and against house rules they agreed to).

Any sort of smart lock or lock that you can change the code to is likely all you need for that.

My issue with "Subject-To" is that it's quickly become a buzz term, but the fact is that sellers of decent properties have no incentive to offer this as an option.