Lenders hate garden units, and it shows in your DTI hit.That +$250/mo difference in how they underwrite the income may not feel huge today, but it directly affects how soon you can qualify for your next deal.

Skip TracingSkip Trace Depot is solid.

Home Depot has always (over 15 years I have seen it) had items which either do not get the discount or only gets partial discount.

I am already amending permits at another property to house a 250-seat indoor/outdoor beer garden with apartment conversions above. 

That’s a lot of life change happening at once — exciting, but yeah, timing matters here.You’re right that being near a hospital makes your garden unit a prime candidate for mid-term rentals (MTR) — travel nurses, patient families, medical staff, even corporate relocations.

I have allowed the kind of pits you can buy at home depot but it wasn't farther out in the yard.

We also doa new home orientation and go over items like how to reset a GFCI, breakers, water main shut off location, how to replace a furnce filter, what the sump pump does, the importance of down spout extensions and why you have to disconnect your garden hose before frost - we have had more than one pipe burst over the years.Be VERY careful with altering leases.

[4]   The play ground and (speaking of food for thought) community garden.

we use lifeproof Vinyl floors from home depot. 22mil. 

After a quick search, I found some priced as $3600-$5000 for a 4-person sauna on Home Depot.