My question is whether 0.02 lots with 15' width where a row home once stood is grandfathered in and construction is permitted at the site.

I’d love to hear from members who have stood at this same crossroads.

We recently had a client in Texas run into a situation that really stood out.

On paper, they looked like a strong borrower, but the tax-return complexity from multiple businesses made things messy.Here’s what ultimately worked for them:✔️ Used a closed-end second to tap equity✔️ Qualified using a 1-year P&L instead of full tax returns✔️ 738 FICO✔️ 81% CLTV✔️ $225K loan amount✔️ The lower-documentation structure brought DTI from 61% → 49%, which finally made the renovation feasibleWhat stood out in this situation was how alternative documentation options can make a real difference for people with layered income or complex business activity.

.— Reggie Truss | The L

The final product stood out in the neighborhood as a fully updated, move-in ready home.

In most places, the winning listings paired sharp pricing with irresistible visuals and broad syndication so they could still move in under two months.What stood out this monthLargest month over month DOM jumps:  New Mexico +47%, Newark +22%, Providence +19%, Minneapolis +19%, Seattle +19% How landlords can win when DOM stretchesPrice like a pro - watch real-time listing feedback and market comps so you do not sit overpriced.

This is the lowest level since September 2024, putting rates today back in line with where they stood a year ago.For some broader context, here’s a chart for 30-year fixed mortgage rates over the past 5 years:Even with mortgage rates beginning to ease, affordability has not meaningfully improved, and a recent Wall Street Journal article breaks down the broader forces at play.

No, the successful investments were the “no brainers”, upon preliminary analysis they were “obvious” great deals that stood out from the thousands of other opportunities on offer at any one time.  

The planks would click together, but didn't seem as strongly connected as their original installation.The 2nd failure I had was about 6-12" or so in the seam right where my tenants stood in the kitchen to prepare meals.