SE Tax is is a separate code section under 1402 not 469.

Quote from @Steve Wilson: New to BP, anticipate buying my first rental property in teh next 3-4 months and hoping to solicit recommendations for home insurance in the Detroit/SE Michigan area.

Instead of moving out, he sued me and my LLC (pro se), claiming:- Breach of contract, promissory estoppel, specific performance, declaratory and injunctive relief,- Plus $15K in “equity”, arguing that rent and expenses made him a tenant-in-common.He also claimed a right to renew, though the lease clearly said renewal required mutual agreement.

Rental income gets excluded from SE tax, but management fee income would be subject to SE tax. 

A few lessons I see work best:Pick a lane early: Flip income (ordinary + SE tax) vs. hold (capital + depreciation).

IN generally I've seen the idea be that you se aside a certain amount each month so that when the time comes it is there. 

There are individual investors who might lend privately, but not banks or hand money lenders per se. 

However, on my last flip I did pay SE which I was not happy about either. 

For flips, use an S Corporation to reduce SE taxes.

The savings usually come from:Pay a reasonable salary (payroll taxes apply) and take the rest as distributions, no SE tax.