I had a tenant who had a Surety bond with Assurant for the security deposit, but they are getting out of the business and are not renewing any of their policies. 

Simply put, more buyers for the bonds = lower rates.

School and city bond measures pass quietly.

Federal funds rate are not directly correlated to interest rates for mortgages.

Contractors: what’s your perspective on working with investors who use private or creative funding?

You can also partner with others for funding.

BiggerPockets Money podcast has mentioned a few times about Pine Financial Group Fund V as a "truly passive real estate" investment.

If a lender takes 10 days to approve a draw or can’t fund on the timeline your contractor needs, you’re basically financing delays, interest, and change orders.My best results have come from working with lenders who:• approve draws in 24–48 hours• let you submit photos/videos instead of waiting for an inspector• understand ARV-based lending• and don’t nickel-and-dime every line itemA cheap lender who slows you down is more expensive than a slightly higher-rate lender who lets you move fast.

I’ve learned that loan structure — term length, fees, flexibility — can have a huge impact on actual profit.How do you decide which funding option makes the most sense for your deals?

Quote from @Jonathan Noggle: We are considering Evolve Funding for a DSCR loan.