Yessss, Rohullah I appreciate all the feedback regarding taxes!

And based on early comments from both sides of the aisle, that number isn’t unrealistic.The reasoning is clear: the city makes up 18% of Kentucky’s population but generates 24% of the state’s tax revenue.

From a tax angle, that two-family is a solid start because you can use depreciation to reduce taxable rental income, and your cosmetic upgrades may qualify for deductions or depreciation (like someone above mentioned, definitely look into cost segregation), depending on the work.

Here’s a comparison of average homeowners insurance costs and property tax rates in 2025 for Florida, Nevada, and Texas:StateAvg.

Some move equity from a Bay Area property into more affordable markets (some mentioned above the Midwest is popular) using a 1031 exchange, deferring capital gains tax while trading into higher cash-flow areas.

Hi guys,Will you pls help me figure out how to calculate taxes?

Paying it off would save interest but remove that deduction and lock up cash you could use for another property with better after-tax returns.

I don't want to pay federal income taxes on the earnings I give them, the "interest" payout.

But you also must ask: What’s my tax drag going to be?

It's 2025, almost 2026, and everything in the tax industry is done remotely these days2 - waiting "a few months."