Everyone has different risk tolerances and return expectations so it just depends on what works for you.ADUs in DFW are few and far between. 

I think you’re asking the right questions because choosing a market isn’t just about the spreadsheet, it’s also about your comfort level and what kind of investing style you want long term.

There isn’t a one-size-fits-all answer—it’s more about your risk tolerance, financing strategy, and long-term goals.You’re on the right path—keep building relationships in Huntsville and stacking knowledge as you plan for 2026.

Quote from @Brandon Croucier: It depends on your risk tolerance at this stage.What kind of return would you yield, would it sell at a higher price?

Bond yields have responded accordingly, holding near recent lows as traders brace for dovish signals.Government Shutdown: Data Drought Fuels Rate DeclineNow entering its third week, the federal government shutdown has paralyzed the release of critical economic data.

This strategy allows you to retain ownership of your current investment while expanding your portfolio, though it comes with the responsibility of managing debt.Each option has its pros and cons, and the best choice depends on your financial goals, risk tolerance, and long-term plans.

• How did you choose your market? 

Hi @Scott Green, it really depends on your cash flow goals and risk tolerance, paying it off gives peace of mind and stronger monthly cash flow, while reinvesting could grow your wealth faster if the numbers work.For another commercial property to make sense, the numbers should show stronger returns than your current loan cost.If the cap rate minus your financing rate still leaves positive leverage (meaning your debt helps, not hurts, your returns), then it could be worth pursuing instead of paying off your existing loan.

What's your risk tolerance?

Many investors aim for an 8–12% CoCROI, but the target can vary based on the market, risk tolerance, and whether it’s a single-family or multifamily deal.