Have you ever tried combining private money with short-term loans to maximize leverage?

It feels like momentum is starting to shift a bit rates are stabilizing, and more investors I’ve talked to are jumping back in with renewed confidence.Some are getting creative by combining private money with conventional or DSCR loans, while others are building solid relationships with lenders who can move fast.

Is there a company I can go with to take a loan out against my 401k as I have 2 from previous employer I need to combine to a new one which would be helpful if I could use that to pull cash against. 

Our strategy combines buy-rehab-rent-refinance-repeat (BRRRR) fundamentals with a community-driven investment approach, enabling everyday investors, including those in Canada, to access U.S. real estate opportunities with greater simplicity.🔑 Current Goals:Acquire and stabilize 4+ units by year-end through value-add duplexes in Cleveland.Expand our turnkey investment model for Canadian and international investors.Build partnerships with other investors, lenders, and operators who believe in sustainable, win-win real estate.If you’re an investor, lender, or fellow strategist looking to collaborate or share insights, I’d love to connect. welcome

Looking at a lot near a small downtown area that are two tracts combined. 

How did your lender structure it,  was it tied to marketable securities, savings, or a combination of assets?

Many investors are combining private funding + traditional debt to get deals done.What’s your take — are banks still involved, or is private money driving these deals now?

I used a combination of creative finance and private lending to get to where I am.

For example, if one property experiences significant damage, such as from a fire or major storm, and its individual coverage limit is exceeded, a blanket policy would allow me to use the combined coverage across all properties.

Our core strategy leverages the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) method, combined with a community-focused approach that makes real estate investment accessible to a wider audience.🔑 Our Current Focus:Portfolio Growth: Acquiring and stabilizing 100+ units by year-end in the Texas, Oklahoma, and Las Vegas markets.Model Expansion: Developing a turnkey investment platform to serve international investors.Strategic Partnerships: Building relationships with investors, private lenders, and operators who are committed to sustainable, win-win real estate solutions.I welcome connections with fellow investors, lenders, and strategists who are interested in collaboration or sharing insights.