It just wasn't conservative enough. 

If it holds up under conservative estimates, it’s a decent, low-risk first step; if not, keep saving for a stronger deal

Quote from @Elealeh Fulmaran: Treat it like raising from partners, not pitching strangers: craft a simple one-pager with your story, buy box, how capital is secured (note, lien, insurance), timeline, and updates cadence; show one real deal with conservative numbers and two exits.

For a KCMO midterm rental, pick a safe, hospital‑adjacent or corporate corridor building, confirm 90‑day minimums are allowed, and underwrite with conservative 30‑day stays.

— I prefer RUBS because it:— encourages tenants to conserve water and report leaks quickly,— adjusts automatically when utility rates change, and— keeps my base rent lower in online listings, which helps with marketing.If anyone has firsthand experience or can point me to an official Euclid or Cuyahoga County source on this, I’d really appreciate it.Thanks in advance!

Local Soil conservation and County Supervisors met.  

You need a tight MAO (Max Allowable Offer) formulaRun conservative comps.

For lending, line up three lanes: house‑hack options for 2–4 units, conventional investment loans, and DSCR if the deal’s income carries the note; keep LTV conservative and let future refis be upside, not the plan.

Please keep in mind this is a very conservative interpretation of the law here (section 469).

Keep leverage conservative, insist on tight buy numbers with verified ARV from sold comps, and pad for carry, interest-only, and overruns.