Each structure has pros and cons depending on your income levels, business goals, reinvestment strategy, and whether or not you plan to distribute profits.One of the key benefits of a C Corporation is the flat federal tax rate, which can be very attractive if you and your partners are in high personal tax brackets — especially if you’re planning to reinvest profits back into the business rather than distribute them immediately.That said, a C Corp also comes with its own downsides, like potential double taxation if you’re taking dividends.

.🔹 Transactional Funding – Ideal for wholesalers doing same-day double closings.

I can double and Quadruple our cash every 3 years in our REI.  

My rule: if cosmetics get you to your target spread quickly, take the base hit; if a heavy lift doubles the value of every rehab dollar and you control scope, swing big.

According to recent data, the private credit market is expected to nearly double by the end of the decade, and private lenders are increasingly stepping in where traditional banks won’t.

And then I think that's the situation where you get the double dip.

Double check the 'proof' of income, not only with employer verification, but with bank statements/deposits.3. 

Also, double-check title status, permitting needs, and resale comps before committing further.

That money could instead end up in my pocket, opening up a lot more space for cash flow, and allowing me to put more money into more investments.I am going to hold the property for 10-15 years anyway, and unless I'm really bad at homework, the property is going to double in value during that time, allowing me to easily pay off the loan. 

Pick the path that best serves your next 12–24 months: if you want scale, refi or HELOC, leave some equity in to keep payments sane, and recycle into deals that already pencil at today’s rates with two exits refi or sell; if you want max cash flow and less risk, sell the weakest performer, 1031 into a better asset, and avoid doubling closing costs from refis.