Question 2:  Should I even consider the low 500s score? 

Because my equity is high, my ROE is low, but seems to make a boost on ROE if I payoff the remaining mortgage, which surprised me.

Industry Diversification & Job MarketKansas City is a hub for logistics, with robust transportation infrastructure and low operating costs.

If you market your rentals and ask prospective tenants to fill out credit/employment/ criminal background checks first could be very likely a Fair Housing violation!

They’re relocating out of town and would like to sell by the beginning of the year.Here are the key details:Current rent: $1,850/month (tenant is month-to-month, wants to stay)Market rent estimate: $2,200–$2,350/monthTenant history: Has been there for about a year; was paying $2,150 at their prior rental, so an increase to $2,000+ should be manageable.Seller’s situation: They owe about $156,000 on the property and want to net around $100,000 after all taxes and fees.Existing mortgage rate: 3.5%Wholesaler offer: $287,000My position: I just bought a fixer-upper, so most of my cash is tied up, but I can access around $100,000 from a HELOC at 6.5% (15-year draw / 15-year repayment).Question:Is there a way to creatively structure a deal that allows me to leverage the seller’s existing low-interest mortgage — even though it’s not officially assumable?

Fair warning: low LTV ratio, because it has to be a non-recourse loan and stirct rules and extra paperwork.Maybe a great idea/time to do that, considering PE ratios on the stock market.

The knee jerk to slow and low volumes is just price, that's it price and price alone.

Indy’s been steady rather than “red-hot,” but demand is strong in many pockets, especially around major employers and the inner suburbs you mentioned.

A good way to gauge interest is to check Furnished Finder and Facebook housing groups for Austin to see how often listings are getting inquiries and what average rates look like.If your property is in a good location (near hospitals, downtown, or major employers), it could be a great time to make the switch.

Location: Glenwood Springs, CONotable employers in the area include Valley View Hospital, Colorado Mountain College, and Aspen Ski Co.