That is pretty much the point of my post; since I only have experience with full-service PM, data from other investors’ experiences with other alternatives would be extremely helpful in doing such an analysis. 

Would anyone happen to have experience with alternative financing options like HEI (home equity investment) companies that would allow us to continue living in our home?

For Ex, we have a local business in our area and we give employee-based discounts.

What alternatives can I propose that might work?

Can anyone recommend a good alternative?

On paper, they looked like a strong borrower, but the tax-return complexity from multiple businesses made things messy.Here’s what ultimately worked for them:✔️ Used a closed-end second to tap equity✔️ Qualified using a 1-year P&L instead of full tax returns✔️ 738 FICO✔️ 81% CLTV✔️ $225K loan amount✔️ The lower-documentation structure brought DTI from 61% → 49%, which finally made the renovation feasibleWhat stood out in this situation was how alternative documentation options can make a real difference for people with layered income or complex business activity.

Additionally, offering alternative options, like accepting an Individual Taxpayer Identification Number (ITIN) where possible, may help accommodate a wider range of applicants while still adhering to your qualification standards.

I searched for alternatives to CC but it mostly points to RentRedi, AppFolio, etc, other cloud based options that he doesn't need.

My last purchase is up over $1m above my costs in 3.5 years. 3) alternate rent models (rent by room, STR, MTR).

Started investing in alternatives about 5 years ago in a variety of passive investments including some angel investments.