https://www.cnbc.com/2025/11/13/foreclosures-rise-october-ho...Foreclosure starts, which are the initial phase of the process, rose 6% for the month and were 20% higher than the year before.  

13% of FHA loans from 2024 are underwater.21% of VA loans from 2024 are underwater.That’s despite national home prices rising this year.

The U.S. housing market will finally turn the corner in 2026, with a double-digit increase in home sales supporting a 4% increase in home prices, according to new predictions from the National Association of Realtors®.NAR Chief Economist Lawrence Yun forecasts sales volume for existing homes will rise 14% next year after three years of stagnation, and sees new-home sales rising 5%.

All of our apartments are near schools, so we do attract stable long-term families too.In a typical apartment turnover is about 50% per year. 

Material prices have continued to rise, particularly mechanical/plumbing supplies, but it's been gradual and no changes within reasonable rehab life cycles that are truly profitability altering.

Anyone doing high end flips in southwest florida?

If inflation is high, no one wants to invest in a bond yielding 3% because they'd actually lose money due to inflation. 

@Derrick GendronWow, that’s very high.

@Ana Booze, typically your local banks and credit unions are the primary lenders for "mid sized" apartments, in my experiences. 

More reasonable quotes should be around 1200-1500 per year, and none of these joker insurance agents can tell me what the reasoning is behind the high prices I'm paying or why they can't find other insurance carriers to insure the buildings.