.🍇 Family Hack of the WeekCelebrate National Blackberry Day (Sept 12) with this easy cobbler:1 cup each sugar, self-rising flour, and whole milk → mix with ½ stick melted butter.

Only folks that I saw make it through the melt down were very well position investors ( many of mine have or had zero debt) or massive equity and RESERVES.. this does not describe the average SFR investor especially those starting out.. those starting out with maybe 50k down and 50 in reserves can and do get wiped out quite frequently.Id imagine in many of those situations as opposed to walking away from their properties, many of those folks could have simply sold them.

Now Intel just as we all know is melting down ( Sorry Columbus Ohio)  And she is now at Alterra and moved up the corporate ladder ( way up) But back to working pretty long hours and having to commute to silicon Valley from PDX and they dont have the Intel shuttle anymore.. ( for those that dont know what that is Intel had their own airline )  it Flew out of HIllsboro so you just showed up a few minutes before the flight hopped on and off to San Jose you went.. could do meetings in one day and be home for dinner.

Wright saw these things 150 uears ago, which just melts the mind to consider.

To that end I am in Montana just finished a week of fishing with my Banker who rode through the 08 melt down with me ..

I am working on getting estimates for site work and septic (waiting for the snow to melt) before I have a estimate for the project.

As one who personally had a medium sized HML company going into 2007 2008 with 600 loans on my books and by 2010 went through a massive re value melt down all of us in that business got hammered for us we started in 2001 and by 2010 had to basically shut down let go 90% of staff and spent 3 to 4 years hemorrhaging our net worth's to make sure our banks got paid ( which to my personal financial situation was devastating) Most of my peers went out of business completely ( BK) I did not but by 2011 I was basically starting over.

It reminds of the people who go into the casino, and melt down at the table when bust on there last $ and start screaming at the dealer that they "should have" won that hand, gotten so-n-so's card blah-blah-blah....     

If keep margin use less than 60%, it would take a GFC/COVID level market melt-down to get in any trouble. 

The only moisture issues were (1) when the AC was kept on 24/7 causing the handler coil to freeze over, the freeze melting  dripped down into the filter and onto the floor inside the AC compartment.