Quote from @Jimmy Rojas: Im a first time homebuyer, i been 1099 for 10yrs now, total monthly expenses $1500 , no debt, bring in $5k a month, experian credit score 745, looking to borrow no more than $200k maybe less, ideally $15k down payment , %6 or less interest,  monthly payments $1500 or less, what are my options and what route should i take. 

August is now showing a net loss of 4,000 jobs, and unemployment ticked up to 4.4%.Because of the shutdown, the BLS won’t release a full October report until after the Fed’s December 9–10 meeting which means the Fed has to set policy without seeing the latest unemployment rate.Why this matters: With stronger hiring but higher unemployment — and no more clean data coming — the Fed is stuck in the middle.

.❌ No more Collection Appeals Program❌ No more installment agreement negotiations❌ No more administrative remedies❌ No more Form 12277 lien releasesInstead you get:✅ Compelled depositions under Rule 69✅ Forced financial disclosure✅ Court-ordered payment plans✅ Contempt sanctions (including jail time)✅ Judgment liens that survive death and attach to inherited propertyThe estate goes from "problem solved" to "multi-generational nightmare" in 24 hours.

This market is a very stable market with a very diverse range of industry's, with no more than one industry accounting for over 20% of jobs in the area.

Maximum occupancy: No more than 4 unrelated persons per booking OR maximum of 2 persons per room, whichever is less. 

The seller has also said no more extensions probably because they got a better offer.   

So, putting it all together (assuming a consequential order of events here for ease) - this *could* allow a service member to purchase a quality real estate asset, live in it for the required amount of time (i.e. 24+ months), receive official military orders requiring a move, hold the property for no more than 15 years from the original date of sale, and then sell the property with a capital gains tax exemption of up to $500,000 (assuming MFJ)?

Some investors are frozen either because they have no more funds, are in fear of the whole endeavor or haven't gotten out of their contracts with Beattie or Blacktip.   

We just got to $100M+ tapes from two larger lenders in the RTL/DSCR space and they are laying off people left and right as we received several calls from people looking for employment.One lender capped their lending in california to no more than $1M - which in california and non-rural is basically there way of saying we are not doing business here anymore

To achieve this, we can show that your purchase price plus rehab costs should total no more than 75% of the ARV, or about $530k for this deal.