Meanwhile I'm having to add several hundred dollars to my monthly expenses for the purpose of 'principle paydown'.Principle paydown PALES in comparison to appreciation.

I went pale and almost puked.

Our net the 1st year was comparable to LTR, slightly better, and while there's a larger upside this year, all of this pales to what a similar investment in the stock market would have been, even invested conservatively (with much less time involved).

Because the "Smoking forbidden" is in such pale letters, it looks like it doesn't apply to your place. 

The small tax savings you are getting now will pale in comparison to the taxes you will have to pay on a giant pre-tax retirement account that has grown over several decades.

I dropped over $50k on one mentorship which pales in comparison to Pace's community with Subto. 

Hey @Michael Paling, I run the co-signers through the same process as applicants on Baselane.

Now, of course, you also get some principial paydown, but that may pale in comparison to an equity loss, if things do soften.

@Drew Sygit Yeah I think what I'm going to do at first is what @Michael Paling recommends and try to manage myself in a multifam that I house hack so at least I'll be on site.

But the few requirements pale along side the power of using all of the profit and depreciation youve taken and use it to buy new investment real estate.