You are entering a full time business - not “investing”.  

Disclosure: I started RE school in Ky but learned we will be moving back to La in a few months (where the paid off house is) my only reason for getting licensed was for MLS listings, avoiding commissions and the freedom to look at potential investments without wearing an agent out.Looking forward to learning and growing my portfolioThanks!

I'm new to RE investing and want to build wealth and financial freedom as early as possible.

Had to use 4 different calculators, re-enter the same data each time, and manually compare results in a spreadsheet.My workflow:BiggerPockets calculator for conventionalFHA.com calculator for FHA loansRandom DSCR lender site for non-QMExcel to compare everything side-by-sideRip my hair out...I'm curious how everyone else handles this.

I believe for the patient mostly passive RE investor that leveraged RE can do well but1) residential RE is not passive, especially compared to index funds and etfs.2) because non commercial residential prices are near an all time high, interest rate is near high for this century, rents are all time worse compared to costs (per 2 recent studies) that you would be entering RE at a challenging time and a time were most RE will not produce the returns that were easy to achieve prior to 2022.3) RE provides diversification, but may not far exceed the returns from passive options.  

To qualify as an RE Pro you must:1.

advanced fee pump and dump  full stop.. for all the reasons mentioned above. its an epidemic in the US and has been for decades.if you can watch the American Greed episode on Remington Financial and then you will understand how a sophisticated due diligence scheme was carried out.the one U showed is coming to you from off shore just garden variety Nigerian prince scheme couched for RE lending. 

I am a CA RE Broker and had been a broker of record for a couple of property management companies in southern California.

It is a slim margins game and most in that game should see it only as a stepping stone to build cash to enter another real estate strategy (STR/LTR/MFR)!

Getting rid of time wastes is a must in my life if I want to be at all successful in my RE investing career.