Over the last 10 years, KC has seen strong upward trends: home values have steadily climbed, supported by the FHFA house price index. 5-year appreciation has been consistently in the 6–8% annual range, although annual gains have eased (e.g., 5.6% in 2025, 6.0% in 2024, 7.4% in 2023).

Well, mortgage rates have been down steadily since January of this year.

@Danielle Daly Steadily is a great option for many investors!

You might want to try Steadily and or NREIG (National Real Estate Insurance Group).

You only need about 300-500 good investors that are adding to their portfolios steadily to make you a good living. 

•Stick to long-term rentals and scale steadily?

The cost of new construction and heavy rehab has risen to a point where the numbers don't make sense in most scenarios.

Any tips on managing premiums or experiences with companies like Steadily, Foremost, or others would be appreciated."

The article also highlights that the overall cost of ownership, including property taxes, homeowners insurance, and routine maintenance, has risen sharply in many parts of the country.

You’re definitely not alone — a lot of investors are running into the same challenge in New Jersey and other higher-cost markets right now.The main issue is that prices haven’t adjusted as much as interest rates have risen, so cash-flowing properties are tougher to find unless you’re putting more down or looking at value-add opportunities.