Does my wife's REP status allow me to deduct passive losses from the 2 rentals properties against our active income, or does the fact that she does not materially participate in managing the rentals prevent us from doing that?

If one spouse qualifies for reps and materially participates in the rental activity, then all the rental activity should be eligible to write off any losses against active income to better help, can you describe how your mom is a real estate professional?

I will be qualifying for Real Estate Professional Status (REPS) in 2026 to use the marriage loophole to help create paper losses against my wife's W2 salary (she's a surgeon).

The U.S. Treasury market is seeing renewed volatility as the 10-year yield has climbed back above 4.1%, reflecting persistent uncertainty and shifting expectations around the Federal Reserve’s next moves. Despite the ...

I thought it was an actual loss.

But is that a $100 "loss"?

Add lifestyle value, not just fixtures.Since you’re near two hospitals, think about what those renters specifically value:blackout shades in bedroomsa quiet, comfortable workspacea simple “starter kit” of essentials for MTR (good mattress, desk lamp, fast WiFi if you furnish)These don’t cost much but make your unit the obvious pick for a traveling nurse over a generic rental.6.

Quote from @Santos Lopez: I heard that there's a way to deduct short term rental losses against earned income (e.g.

At first, there’s little shade or fruit.

No shade being thrown of course, it just isn't true in my experience with flips in those areas, and yes buy and hold do cash flow good on paper in those areas, but if you want to be in an area with good growth I'd avoid 80% of Price Hill and Westwood.