Are you shifting your criteria?

Jason, love the mindset shift — I had a similar moment listening to BiggerPockets where it finally clicked that this game is about education, action, and persistence, not just family money.

DSCR loans keep coming up as a tool for that.For those who’ve made the shift:- Did DSCR help you scale faster into buy-and-hold?

With your experience in Central Jersey real estate, I’m sure you’ve seen the market shift through a lot of different cycles.

.📊 Key Market MetricsHome prices: Down ~2–4% YoY (median ≈ $276K).Price cuts: ~28% of listings cut asking prices.Days on market: ~118–121 (up from ~103 last year).Inventory: Approaching 4–5 months of supply → shifting toward buyer’s market.Condos: More supply, longer sales times, higher HOA + insurance costs.Short-term rentals (STRs): ~60% occupancy, solid in peak months but more competition.Financing: Mortgage rates easing slightly but affordability still tight.💡 What Investors Should KnowCash flow > appreciation – Buy properties that pay today, not just someday.Condo caution – Watch for HOAs, insurance, and oversupply dragging returns.Inland & off-peak areas – Better value, steadier long-term tenants, lower entry cost.Negotiating power – Cooling market = leverage for buyers.STR playbook – Professional management, upgrades, and pricing tools are must-haves.💰 Investment Buyer OpportunitiesMotivated Sellers: Nearly 30% of listings cutting prices → room to negotiate.Single-Family Homes Inland: Lower prices + stronger year-round rental demand.Retiree-Focused Housing: Steady demand in 55+ and low-maintenance communities.Small Multifamily (2–4 units): Rising rents + less competition = strong buy-and-hold.Fix & Flip: Longer DOM = distressed sellers and below-value buys.✅ Bottom LineMyrtle Beach is shifting from a hot seller’s market to a more balanced one.

Hey all,I’ve been focused on performing 1st position residential notes and noticing some shifts—more tech tools for due diligence, tighter compliance, and steady demand for performing paper.Curious—are you seeing more performing or non-performing inventory right now?

Thinking about business travelers, shift workers, anyone who needs morning accountability.

I'm in an odd spot.   I have a few SFH's that make good money and have a good amount of equity in them.  I can tap around 200k if I needed it, without hurting myself too much.   Im to that point where I'm realizing th...

With inflation pressures easing and employment faltering, the central bank may shift its emphasis from price stability to labor market support.

https://abcnews.go.com/Business/wireStory/shortage-homebuyer...As the housing market has shifted in favor of buyers, a new niche has been birthed: the 𝐚𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐥𝐚𝐧𝐝𝐥𝐨𝐫𝐝.