Just a heads-up—on deals like this, the way you structure the financing and entity can swing the after-tax returns just as much as the rent increases.

@Lance Turner - I've done several creative financing deals, such as lease-options, subject-to and seller-financing - where friends and family were heavily advising the seller against it (they always do).

Why are you looking for seller financing?

For those using seller financing, how do you handle the due-on-sale clause conversation with sellers?

As a seller, there is no way I would transfer the deed to my property without having the loan in my name extinguished.

In terms of private equity or debt funds, some will look at it if the seller note is properly subordinated and the DSCR checks out.

And here’s where the opportunity lies:Lease options, specifically 𝐂𝐨𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐯𝐞 𝐀𝐬𝐬𝐢𝐠𝐧𝐦𝐞𝐧𝐭𝐬, let investors step in and solve these homeowners’ problems.Motivated sellers become motivated partners when you can offer a profitable solution with speed and simplicity.For new investors, this is one of the easiest entry points into real estate.

I also have years of experience swinging a hammer and working for a GC.

I read your post twice and didn't see in there if the seller is game for a seller finance deal.

Seller how much do you need to get for the house?