@Hubert Lam A very long road... now do you sell at a loss or rent at a loss?

@Sylvia Lamas No.

OK then instead of grazing cows you can graze lama's ... in the states you could hire a land planner that would walk you through entitlements..

I've also read a some books by Calum Ross (but his firm is close to the public it seems), Tahan Aburaneh, Doug Grey, and of course Don Campbell. 

Hi Everyone,My name is Dan Lamas.  

@Lauren Lam a small, local lender will be your HIGHEST probability of success when trying to find "Line of Credit" lenders on investment properties.

I'd be interested in hearing people's thoughts about or experiences with the La Más Backyard Homes Project https://www.mas.la/affordable-adus.

@Fernando Lama I'd say deductible is something you really want to look at, for my dad's homeowner policy for example going from $1,000 to $2500 saved about $500 per year, so as long as he doesn't burn the house down in the next 3 years he's saving money.

Also, I started reading a little bit about Buddhism - okay, it's The Dalai Lama's Cat...

@Phong LamA non-recourse loan allows your self-directed IRA or 401k to borrow funds in connection with an investment WITHOUT you needing to sign a personal guarantee for the loan.