Quote from @Chris Watson: Well, I am not @Michael Baum and pale in comparison to his deals of the day, but this is one all RE owners can use12 Pack of MERV 8 Air Filters is $39.90 ($37.80 for military & veterans)  https://www.homedepot.com/p/HDX-12-in-x-12-in-x-1-in-Standar...Sizes available: 12x12, 12x20, 12x24, 14x14, 14x20, 14x24, 14x25, 16x20, 16x25, 20x20, & 20x25This is a year's supply. 

Meanwhile I'm having to add several hundred dollars to my monthly expenses for the purpose of 'principle paydown'.Principle paydown PALES in comparison to appreciation.

Meanwhile I'm having to add several hundred dollars to my monthly expenses for the purpose of 'principle paydown'.Principle paydown PALES in comparison to appreciation.

Our net the 1st year was comparable to LTR, slightly better, and while there's a larger upside this year, all of this pales to what a similar investment in the stock market would have been, even invested conservatively (with much less time involved).

I went pale and almost puked.

Because the "Smoking forbidden" is in such pale letters, it looks like it doesn't apply to your place. 

The small tax savings you are getting now will pale in comparison to the taxes you will have to pay on a giant pre-tax retirement account that has grown over several decades.

I dropped over $50k on one mentorship which pales in comparison to Pace's community with Subto. 

Hey @Michael Paling, I run the co-signers through the same process as applicants on Baselane.

Now, of course, you also get some principial paydown, but that may pale in comparison to an equity loss, if things do soften.