By what metric is this the worst year in history?  

It's safer to focus on their ability to meet your screening criteria using alternative documentation.

We were adamant that the concerned tenant was mistaken as the new tenant came back with zero criminal history (other than minor traffic).

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

That’s what keeps you compliant.Most landlords share the basic requirements after someone inquires or before they apply, not in the listing itself.Consistency + documentation = protection.Happy to help you build a simple screening criteria template if you want one.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

However, without history of rent and her currently strained finances, she's not going to qualify with a traditional lender.

But my question is this: your post says "family of 4 with 2 service dogs...solid job and documents, offering $915/month".Why would they be offering anything? 

Taxes & paper trail.Make sure your refinance documents and deed transfer clearly show the ownership change between the entities.