Hi @Kody LouchartThere are DSCR loans that allows you to cash out, so I don't think those would be different approach.

Don't buy a house without a sump-pump, but if there isn't one, negotiate the price to add one.

I consider this to be the same as an add-on product, since it is only available for a significant additional fee.To try to keep this simple, I’m not going to get into all the variations that we see with QuickBooks.

No value add.

To add on if i use a owner occupied loan to qualify for a low down payment ( first time homebuyer) the mortgage usually breaks even with the sum of the rent sometimes it actually cash flows less.

Waivo can be a good add-on, but it may not fully replace a more comprehensive plan depending on the property and market.

Also, AirDNA is a good tool add-on.

To add on to some of his questions, how much rent could you get for your current place that you own? 

David, I really like your tiered approach, three months for the risk-tolerant, six for the more conservative, and the extra 10–20% for CapEx and vacancies is a smart add-on.

Oh I meant that "this is the reality of owning a STR" post and was hoping people could challenge my initial points and maybe add one or two.