Originally posted by @David Barnett:I'm not familiar with the NACA program, however, we have what appears to be a similar program in Massachusetts that seems to have similar flavors. 

There is almost a predatory flavor to the quick responses and encouragement to undertake risky, complicated situations that are immediately posted when young, green investors introduce themselves. 

They age the barrels on ships at sea and it has a very complex flavor profile that is very salted caramely to me, I only drink it when I hit milestones or goals!

Quote from @Ed Furst: Hi all,My business partner and I are exploring financing strategies for two distinct investment approaches and would greatly value input from this community:Central Florida (Orlando metro – Clermont, Winter Garden, Leesburg, Maitland): We’re focused on flips/rehabs and are evaluating how other investors have leveraged hard money or creative financing in this market.Pontiac, Michigan: We’re exploring a “Build to Sell” strategy—purchasing land and working with a construction partner to build single-family homes for resale.Specifically, we’re hoping to hear about your experiences with:Typical LTV ratios lenders are offering in these marketsWhether your lender was willing to roll holding/closing costs into the initial loanHow many points lenders required on the backendAny unique structures you’ve used (creative financing, joint ventures, etc.) that worked wellWe’d love to connect with investors who have navigated these financing routes—what worked, what didn’t, and which lenders or approaches you found most effective.Looking forward to learning from your experiences, and happy to share details on our approach if it helps the discussion.Thanks in advance! 

Although I am not sure if there is a distinction for city ordinances or tax laws. 

Well, when it comes to asset protection for things like real estate, we can breakdown asset protection into two distinct categories, inside asset protection and outside asset protection. 

Don, Thank you for highlighting the distinction.

However, one key distinction is you have to separate building from land so the portion that is land is not depreciable. 

The township doesn’t always explain the distinction well, but missing the local reg is often what triggers these “failure to register” violations.Owner-occupant exemption:You’re right — if you’re living in the property, you may be exempt from rent control requirements.

The most distinct and occupied rentals offer more than just a roof over heads.